The SEPA Credit Transfer and the SEPA Direct Debit are the first payment instruments released by the European Payments Council (EPC) for the Single Euro Payments Area. They are based on the ISO standard for financial services messaging ISO 20022 or UNIFI (UNIversal Financial Industry message scheme) and thus represent a UNIFI subset. UNIFI describes a metadata repository of globally accepted message types. These message types are structured in XML and cover a large number of business transactions among banks and between banks and customers.
Corporates that handle payment transactions in SEPA formats profit from favourable cost structures. Large organisations
Corporates that handle payment transactions in SEPA formats profit from favourable cost structures. Large organisations
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