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ibi research an der Universität Regensburg GmbH Galgenbergstraße 25 93053 Regensburg, Germany http://www.ibi.de
Contact Mr Marcel Kastner +49 69 22229424224
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ibi research an der Universität Regensburg GmbH

Im gewerblichen Kreditprozess der Banken besteht noch erhebliches Optimierungspotenzial in der IT-Unterstützung

(PresseBox) (Hamburg / Regensburg, )
Mittelständische Unternehmen sind der Erfolgsfaktor der deutschen Wirtschaft. Folglich ist für viele Kreditinstitute das gewerbliche Kreditgeschäft (Kredite an kleine und mittlere Gewerbe- und Firmenkunden) ein wichtiger Ertragsbringer und ein bedeutendes Geschäftsfeld. Allerdings sorgen die anhaltende Niedrigzinsphase, ein zunehmender Wettbewerb sowie regulatorische Anforderungen für einen andauernden Margen- und Kostendruck. Der Trend zur Digitalisierung, der technologische Fortschritt sowie stetig besser informierte und immer flexibler agierende Kunden stellen die Kreditinstitute vor zusätzliche Herausforderungen. Diese Situation zwingt viele Kreditinstitute, die Effizienz ihres gewerblichen Kreditprozesses kritisch zu hinterfragen, zu optimieren sowie ihre Anpassungs- und Reaktionsfähigkeit dauerhaft zu erhöhen.

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