BlackBerry fit for eBanking
certgate and SIZ broaden mobile banking security for corporate customers
„certgate SmartCard microSD completes our EBICS product line with an additional solution“, Thomas Krebs, CEO of the SIZ GmbH, annotates. „Mobile yet with the same high security standards that our customers have become familiar with in our established ISO chipcard based systems.”
EBICS transactions with electronic signature over secure SSL connection “on the road”: certgate SmartCard microSD, well-known for their EBICS support on PDAs and smartphones, now brings this technology onto BlackBerry devices. As a result, more decision makers frequently traveling for business can now authorize urgent financial transactions in a secure fashion away from their desks.
“Due to the high security requirements, debiting, transactions, and bond and share orders often needed to wait while executives were traveling”, Dr. Paschalis Papagrigoriou, CEO of certgate, explains. “The capability of authorizing these transactions in a secure way will accelerate business processes and make them more efficient.” certgate SmartCard microSD is compatible with most devices with a microSD, miniSD and SD slot.
The personal key needed for a secure electronic signature is stored on certgate SmartCard microSD. The EBICS remote server connection is SSL-encrypted. Users download all orders ready for signing through a secure connection with their mobile devices. They then select a transaction to be signed, create a valid electronic signature and return the encrypted document. The bank’s EBICS server indicates to the authorized user the number of required signatures and how many have been given.
EBICS and Electronic Signature
EBICS (Electronic Banking Internet Communication Standard) is a standard in German banking business supporting internet-based communication for electronic banking. EBICS transactions provide the basis for transfer of encrypted orders to the bank-specific target system. Transferred data must be signed by one or more authorized individuals according to a pre-defined signature category. certgate SmartCard microSD PKI is perfectly suited for use as a signature card with EBICS and meets the high standards of the German Signature Law (SigG).
SIZ was originally established as a central IT competence centre for the German savings bank organisation. Today, SIZ offers innovative IT products and consulting services to customers in the financial domain and a range of other industrial sectors. In addition to individual consulting services, our portfolio includes the provision of complete IT solutions and their implementation at the customer site. Core competencies are online and electronic banking, (smart) card technologies, business partner integration and security technologies. www.siz.de
certgate GmbH is a Nuremberg-based high-tech enterprise which was founded by
Dr. Paschalis Papgrigoriou in 2004. The innovative company specializes in developing and marketing products and solutions which enhance the safety and userfriendliness of mobile communication devices. certgate has developed the first microSD card worldwide featuring Smart Card functionality, and has obtained patent protection for its technical lead in the field of mobile IT security.
Due to its powerful cryptographic function, the certgate microSD Smart Card permits
the generation, storage and safe use of certificates and personal safety keys. Consequently, it also supports encrypted data storage, safe mobile banking according to HBCI and EBICS standards, and the setting up of safe VPN connections from mobile devices. In close cooperation with implementation partners, certgate is also working on customized security solutions for smartphones, PDAs and other mobile devices, based on its certgate Smart Card micro SD. www.certgate.com