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South African identity provider Comcorp chooses BioID as trusted technology partner
Comcorp is a proud South African software company. Their focus is on digital onboarding, system integration and digital identity. Comcorp’s latest innovation is Curata – a Biometric Authentication solution. Curata is designed to allow (a) users to authenticate themselves using facial recognition against (the) South Africa’s population register. BioID PhotoVerify enriches Curata to be a completely automated onboarding solution by performing highly trusted face match and biometric anti-spoofing in real time.
“Comcorp has chosen BioID as their Trusted Technology Partner. After 26 years in the financial services business, the need to protect our customers and their data remains at the forefront of our business model. As technology advances, we need to ensure a smooth but secure user experience.”, says Marcel Zeier, Head of Sales at Comcorp. “It is our view that BioID offers Curata the strongest levels of authentication with the frictionless user experience necessary for the financial services industry.”
Strong customer authentication (SCA) involving facial recognition and liveness detection supports regulatory compliance in line with South Africa’s Protection of Personal Information (POPI), PSD2, Open Banking and Open Data.
Presently our product stack includes a Secure Data Exchange that offers banks and other credit providers secure, encrypted access to proof of income, eKYC & FICA data. In a world of multiple digital identities, a person’s consent becomes all-encompassing when conducting face to face and non-face to face transactions. Curata’s facial recognition allows trusted authentication of their digital identity.
Curata offers the following benefits:
Other iterations of Curata include facial extraction and matching from a national identity document
A full API is available for integration into existing systems, websites or an App
Prevents Identity theft and eliminates fraud
Allows for fast credit application processes
Enhances non face-to-face transactions
Fully GDPR and POPI compliant
Open Data/Open Banking/PSD2 Ready and supports Zero Trust initiatives
Curata is being used in the following case studies:
Combatting fraud in the vehicle and asset finance industry
Secure bank card deliveries
BioID’s proprietary technology PhotoVerify combines anti-spoofing technology and face recognition to check the legitimate user’s presence. This process works with any device and any off-the-shelf camera, requiring two selfies and an ID photo only. Presentation attack detection is the strength of the BioID Web Service to prevent frauds using photos, videos or masks. With BioID PhotoVerify, service providers can be sure that the person submitting an ID is actually the owner of the ID. Therefore, BioID’s technology is an important factor in any automated identity verification solution, enabling eKYC with biometrics.
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